Fractional CFO Services | Laeteon Wealth Management

Fractional CFO Services

Fractional CFO Services

Your Gateway to Strategic Financial Leadership

80% Cost saving vs. a full-time CFO hire

Growing a business demands more than ambition — it demands financial clarity, discipline, and strategic oversight. At Laeteon, we give you access to senior CFO-level expertise, structured around your budget and stage of growth.

What Is a Fractional CFO?

A Fractional CFO is a seasoned finance executive who works with your business on a part-time or retainer basis — delivering the same depth of financial leadership you would expect from a full-time Chief Financial Officer, without the full-time salary.

At Laeteon, our Fractional CFOs bring cross-sector experience spanning technology, healthcare, agribusiness, manufacturing, logistics, and professional services. We integrate with your team, speak your business language, and provide the financial leadership that moves the needle.

Who Is This For?

Our Fractional CFO service is designed for growth-stage businesses whose financial needs have outgrown their current capacity — but who are not yet ready for the cost of a full-time CFO hire. This includes:

Growth-stage SMEs

Businesses with revenues of KES 10M and above seeking structured financial management.

Investor-backed Startups

Ventures preparing for or navigating a fundraising round who need credible financial governance.

Family Businesses

Owner-managed businesses transitioning to professional management and board-level accountability.

Social Enterprises & NGOs

Impact-driven organisations needing donor financial reporting and long-term sustainability planning.

Pre-exit Businesses

Companies preparing for acquisition, merger, or strategic sale who need financial clean-up and readiness.

Project Companies

Special purpose vehicles requiring CFO support over a defined project or investment lifecycle.

Our Services

We provide expert financial leadership across eight core service areas:

01

Financial Reporting & Management Information

Clarity on your numbers — every month, without fail.

  • Monthly management accounts — P&L, Balance Sheet, and Cash Flow
  • Customised financial dashboards and KPI scorecards
  • Variance analysis against budget and prior periods
  • Board-ready financial reports with narrative commentary
  • Consolidated reporting for group or multi-entity structures
02

Budgeting & Financial Forecasting

Plan with precision. Grow with confidence.

  • Annual budget development and departmental cost allocation
  • Rolling 12-month cash flow forecasts
  • Scenario modelling — base, upside, and downside cases
  • Revenue projections and burn-rate analysis for funded ventures
  • Reforecast updates aligned to business milestones
03

Cash Flow Management

Control your runway. Eliminate cash surprises.

  • 13-week and monthly cash flow monitoring
  • Debtor and creditor management advisory
  • Working capital optimisation strategies
  • Treasury management and banking relationship support
  • Early warning systems for liquidity risk
04

Financial Controls & Compliance

Build a foundation the business can grow on.

  • Financial policies and procedures design and implementation
  • Internal control framework review and gap assessment
  • Statutory compliance — PAYE, NSSF, NHIF, NITA
  • KRA tax compliance support and filing coordination
  • Liaison with external auditors and regulatory bodies
05

Strategic Finance & Business Advisory

Navigate growth with financial intelligence.

  • Business model review and financial strategy alignment
  • Pricing model analysis and margin improvement advisory
  • Cost rationalisation and operational efficiency reviews
  • Strategic planning support and OKR/KPI framework setting
  • Preparation of board papers and investor materials
06

Fundraising & Capital Advisory

Position your business for the capital it deserves.

  • Investor-ready financial models and 3–5 year projections
  • Investor deck preparation and data room support
  • Debt and equity structuring advisory
  • Due diligence preparation and support
  • Grant and blended finance application support
07

Transaction & Deal Support

Grow through smart, well-structured transactions.

  • Financial due diligence on acquisitions and joint ventures
  • Valuation review and deal structuring support
  • Post-merger integration financial planning
  • Vendor due diligence for business sale readiness
  • Term sheet and financial covenant review
08

Finance Team Development

Equip your team. Strengthen your finance function.

  • Mentoring and capacity building for in-house finance staff
  • Accounting systems implementation — Xero, QuickBooks, Sage
  • Chart of accounts design and process improvement
  • Finance function gap assessment and hiring advisory
  • SOP development for finance operations
The Laeteon Difference

Unlike traditional financial advisors who focus solely on managing wealth, Laeteon operates across the full financial lifecycle of a business — from day-to-day controls to long-term strategic positioning. Our Fractional CFO service is:

✓
Kenya-rooted

Deep knowledge of the KRA, CBK, NSSF/NHIF, and CMA regulatory environment.

✓
Sector-versatile

Experience across fintech, agribusiness, manufacturing, healthcare, and professional services.

✓
Integrated

Our CFOs work alongside Laeteon’s broader advisory practice for a truly holistic service.

✓
Technology-forward

Fluent across Xero, QuickBooks, Sage, and bespoke ERP systems — we meet you where you are.

✓
Confidential

All engagements are governed by strict non-disclosure agreements. Your information stays secure.

How We Engage

Discovery & Financial Diagnostic

We begin with a financial health review — assessing your existing accounts, processes, systems, and pain points. This helps us design a service that is genuinely useful from day one.

Tailored Scope & Proposal

We define a clear scope of work, agree on deliverables, and establish a service calendar and communication rhythm that works for your team.

Onboarding

We integrate with your accounting systems, meet key stakeholders, and establish reporting templates and workflows — typically within two weeks.

Ongoing Delivery

Monthly cycles of reporting, analysis, and advisory, with quarterly reviews to recalibrate scope as your business evolves.

Strategic Reviews

At least every six months, we step back to review your broader financial positioning — fundraising readiness, strategic pivots, and growth milestones.

The Outcome

With Laeteon’s Fractional CFO service, your business will benefit from:

  • Financial reports and dashboards you can actually use to make decisions
  • A cash position you understand and can plan around
  • Investor-ready financials that open doors
  • Compliance peace of mind — no more KRA surprises
  • A finance function that grows with you, not behind you

Your business deserves CFO-level thinking. Laeteon makes it accessible.