Wealth Management Services

We provide personal financial services to support individuals and Businesses on their journey to financial success. We believe that because every person’s financial journey is different, personalized solutions deliver the best outcomes. Our personal financial planning sessions cover the following areas:

Goal Setting

The first step on any journey is setting goals. Goals provide clarity and direction. We guide you through the process of setting realistic goals which will inform your financial plan for yourself and your business.

Personal Financial Planning

You have dreams. You need the finances to be able to realize them. We help you write down your financial plan and chart a path towards attaining them. Your financial plan is a companion on your journey towards realizing your goals.

Budgeting

In order to maintain good financial discipline, a budget is a necessary tool. Our budgeting templates act as a foundation upon which you can customize for yourself and your business.

Cash Flow Management

Managing the inflows and outflows of cash is a process that goes hand in hand with budgeting. We guide you through the process of identifying long-term and short-term cash needs, investing the excess, creating cash reserves for your business and making sure your money works for you.

Savings & Investment Advisory

We offer suggestions on where to save and avenues to invest your funds for maximum returns according to your financial plan e.g. Unit Trusts, Treasury bills and bonds, Real Estate Investment Trusts (REITs) etc.

Retirement Planning

The best time to start saving for retirement is from your first income received. The next best time is now! We help you create a holistic retirement plan that considers your health, your mental engagement in retirement, your financial situation and your current expenses.

Tax Planning

We help you efficiently manage your business and personal finances in order to maximize your tax benefits and minimize your tax obligations. We ensure that you maintain compliance in order to avoid unnecessary losses and penalties.

Debt Management

Debt is a concept that is easily misunderstood. There is often talk about ‘good debt’ and ‘bad debt’ but how do you determine what type of debt, if any, is right for your financial situation? Perhaps you are overwhelmed by your debts and need help meeting your obligations so you can get out of debt. We are committed to developing a plan that is right for your specific situation.